“Our mission is to best protect your craft, other craft on the water and of course, you and your passengers … So, bon voyage”

 July 15, 2019



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For you to navigate with your yacht in complete serenity, it is essential to provide you with an unique personalized and adapted insurance coverage.

As an expert in yachting and crew insurance, once the yacht is registered with flag; Frédéric Drouin encourages you to choose the all-risks yacht insurance. It will protect you in case of total, or partial loss or damage. The vessel, all its accessories and equipment as well as the tenders will be covered – in particular during wintering, for maintenance, maneuvers or repairs, whether the ship is in navigation, in port, on land or at anchor.

It is difficult to quantify the insurance of a yacht as it depends on the value of the yacht, its use and the area of navigation as well as if it is for private use or chartering.

Frédéric Drouin advices you to ask for different quotations – a service that they can of course provide you. Drouin Assurances offers you free audit of your tailor-made yacht insurance.

« Our aim is for you to have the best protection and the best guarantees for your yacht at very competitive rates » – says Frédéric Drouin

These are the three essential points you have to consider when covering your vessel:

  • Hull & Machinery insurance. This policy especially covers damage to yachts, their engines, their equipments, their tenders and other watercrafts.
  • Protection & Indemnity insurance. This coverage protects the owner’s third-party liability for the use and operation of their vessel such as physical injuries and material damages.
  • Crew insurance. It is an “accident and sickness” insurance policy for crew members covering their medical expenses as well as the reimbursement of their salary in case of a work stoppage (a requirement of the Maritime Labour Convention)

« Our mission it to best protect your craft, other craft on the water and of course, you and your passengers … So, bon voyage » – says Frédéric Drouin

If you should need additional information, Frédéric Drouin stays at your disposal to establish a unique tailor-made assistance policy, to bring you the best possible quotations on the market and to do all the follow up and management of eventual damages and claims.


DROUIN ASSURANCES is a Monaco based bespoke insurance brokerage specialising in dealing with luxury insurance contracts for HNW and UHNW individuals.

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